0% Options · Term Loans · Lines of Credit · SBA · HELOC

Unlock $10K to $750K+ in Personal and Business Capital to Fund Your Dreams

See what funding options you pre-qualify for across our lender network, with no impact to your credit. Next, book your free strategy session to review your funding roadmap with our expert team.

5.0 on Google900+ reviews*

*Google rating and reviews of the 7 Figures Funding Network, Everdream's funding partner.

STEP 1 OF 3 · Takes Less Than 60 Seconds

See What Funding Options You Pre-Qualify For

  • Free to pre-qualify
  • No hard credit pull
  • No SSN required
  • 256-bit bank-grade encryption

Total estimated funding

Sample Pre-Qualification

$50,000 – $150,000

Combined across all funding programs.

*Illustrative sample only, not an offer of credit. Actual amounts, rates and terms depend on your credit profile and lender approval.

  • Free to pre-qualify
  • No hard credit pull
  • No SSN required
  • 256-bit bank-grade encryption
  1. Pre-Qualify FirstTakes less than 60 seconds. Soft check, no SSN required.
  2. Book Your Strategy CallPick a time that works for you on our calendar.
  3. Review Your Funding OptionsMeet with our team to map out a path towards funding approvals.

How It Works

How Everdream Gets You Funded

Simple, transparent and built around you.

Complete the Short Application

Soft check only. No SSN required and no impact to your credit.

See Your Funding Snapshot

On the next screen, see what you may pre-qualify for and pick a time for your strategy session.

Get Your Plan, Then Get Funded

A member of our funding team personally walks you through your results and maps the right lenders, in the right order.

Why Everdream?

A Funding Strategy, Not a Spray-and-Pray.

Most people apply randomly, pile up denials and hard inquiries, and give up.
We position your profile first, then apply in an order that maximizes approvals.

Profile Optimization

We read your profile the way lender algorithms do and fix what triggers an automatic no.

The Right Sequence

The order you apply in changes the outcome. We map the sequence that maximizes approvals.

100+ Lender Network

Lenders you won't find walking into a branch, plus help with reconsiderations and limit increases.

Person to Person

No instant offers, no one-size funding. A real strategy, and someone who walks it with you.

No Instant Offers. No One-Size Funding. Just the Right Capital, in the Right Order.

Funding Results

Yes, 0% Is Real. See for Yourself.

In their own words: real clients on the funding they received.

Results shown include clients of our funding partner, 7 Figures Funding, whose team helps fulfill Everdream Funding's deals.

The Funding Marketplace

Funding. On Your Terms.

Get access to the entire funding marketplace with one simple application. See multiple lending products across our lender network. Access to the entire funding marketplace.
Access to the entire funding marketplace.

Ranges are estimates based on offers our network has seen, not an offer of credit. Amounts, rates and terms are set by the lender or issuer, and not all products are available to all applicants or in all states.

0% Intro APR Credit Cards

$10K–$75K

7–10 days

Business Line of Credit

$10K–$200K

1–5 days

Personal Term Loan

$10K–$45K

1–5 days

Business Term Loan

$20K–$500K

5–10 days

Short-Term Business Loan

$10K–$100K

24–72 hours

SBA Loans

$20K–$500K+

14–90 days

Business-Use HELOC

$25K–$750K

5–10 days

Not Funding-Ready Yet?

Credit Improvement · Partner Referral

If your profile needs work first, we'll introduce you to our trusted credit improvement partner, then help you come back and get funded.

Stuck in a merchant cash advance?
We also help merchants exit into longer-term, lower-cost funding.

From your first approval to your largest, Everdream aims to be your long-term funding partner, not a one-time transaction.

Ready to Fund Your Dream?

One Short Application. Soft Credit Check Only. No Hard Credit Inquiry. No SSN Required.

For Coaches, Communities & Partners

Partner with Everdream

Earn up to 30% as an Everdream partner, across a multiple-tier referral system. 25% as an Everdream partner, with your own partner link and live tracking.

Everdream Funding
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